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Approaching Retirement
For a Confident Transition
Helping You Move Forward with Structure and Control
Approaching retirement is one of the most meaningful life events, often bringing both excitement and uncertainty. As work gives way to what comes next, decisions around timing, income, and long-term security feel more immediate. We help bring clarity and structure to this transition so choices remain informed and aligned with your priorities.
Rather than focusing on a single retirement date, we help clients understand how income sources, savings, benefits, and investment strategy work together over time. The result is a retirement plan designed to remain flexible as life, markets, and personal needs evolve.
How We Help
We provide steady guidance for clients approaching retirement, supporting informed decisions across the planning details that matter most.
We help organize retirement savings and evaluate how accounts, contributions, and catch-up contributions fit into a retirement plan built for the years ahead.
We help evaluate retirement income sources and develop a realistic retirement budget that accounts for living expenses, spending needs, and long-term sustainability.
We help clients understand Social Security benefits and claiming considerations, including how different decisions may affect long-term retirement income.
We review asset allocation and investment strategy to align portfolio risk with retirement timing and income needs. Investing involves risk, including possible loss of principal.
We help clients plan for health care costs in retirement, including Medicare enrollment timing, coverage options, and potential premiums, so choices fit the broader plan.
What Changes at Retirement
Retirement often shifts finances from accumulation to distribution. We help clients adjust from saving to spending, align account withdrawals with income needs, and keep decisions coordinated as life and markets change
A Fiduciary Approach to Retirement Planning
As an independent advisory firm, we provide objective guidance grounded in fiduciary responsibility. While we do not provide legal or tax advice, we coordinate with your tax professional and other advisors when appropriate so retirement planning decisions remain aligned with your broader financial picture.
Preparing for What’s Next
Retirement planning is an ongoing process. As your retirement date approaches and priorities evolve, we help revisit assumptions, refine the plan, and maintain focus on long-term financial security.
Contact our team to begin the conversation.
